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If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

C2 Financial Co - logo

Welcome to C2 Financial Co!

The C2 Financial Team is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help you take that first step toward a financial solution. As California’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their Purchase Contract. At C2 Financial, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
We specialize in the following California & Florida Mortgage Loans:

Although we are located in San Diego, California, we offer unparalleled mortgage and refinance service to clients throughout La Jolla, Clairemont, Del Mar and throughout the state of California. We are also able to offer the same great service throughout Miami, Fort Lauderdale, Fort Myers and the entire state of Florida.

QUICK QUOTE

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, The C2 Financial Co Team will help you find the right financing solutions to meet your needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. The C2 Financial Co team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses.

The C2 Financial Co Team

Start your home loan process here!

The C2 Financial Co team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Explore our neighborhoods

Browse featured properties in the different neighborhoods in our area.

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Licensing

Torrey Merriel / Mortgage Broker
NMLS: 252706
BRE: 01416707

Licensed in CA & FL

Equal Housing Lender

Contact Us

C2 Financial Co
12230 El Camino Real Suite 100
San Diego, CA 92130

Number:
(858) 220-2112

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.

C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.